Safe Luxury

How can I get Safe Home security FRAUD off of my credit report?

I was in a contract. It finished in 2009 and it was paid monthly and in full. We cancelled and sent them a letter. They renewed our contract for 3 more years even though we cancelled. They have turned it to collections and it has effected our credit score. We haven't had services with them since 2009 and have no contract with them. What should we do?

Public Comments

1. You will need to contact the credit bureau, probably in writing, to contest that item on your credit report. They will contact Safe Home who will have to substantiate what they've reported. Hopefully they will not be able to show that you authorized the extension of the contract. Though many companies do have sneaky ways of getting people to authorize things without even knowing it. If the claim can't be substantiated, then the credit bureau should remove it from your report. You will need to check all three credit agencies and work with each separately.